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Where Real Meets Digital

Real Assets.
Liquid Markets.

Fractional ownership on the world's fastest ledger

The decentralized XRPL marketplace for real-world assets. Tokenize, trade, and settle with native escrow protection. Every asset on-chain. Every transaction secure.

Physical Asset · Real World
Patek Philippe
Nautilus 5711A
REF #5711/1A · Stainless Steel · Unworn · 2022
$125,000
≈ 240,385 XRP
Photo Verified · IPFS Pinned
Provenance Documented
Digital Token · XRPL Network
MRD-WATCH-5711A
NFT: 000800004C7F4B...A3F2E1D0 · XRPL
$125,000
240,385 XRP · Atomic Settlement · 3.2s
List on Meridian
Free to list · 0.5% on sale · XRPL native escrow
$2.4B
Assets Tokenized
↑ 18% this month
48k
Live Listings
↑ 340 today
3.2s
Settlement Time
⚡ XRPL native
0.5%
Platform Fee
↓ Lowest in RWA
$0.001
Network Fee
⚡ XRPL efficiency
NEW TO MERIDIAN?

Try This First

Walk through every flow in 15 minutes — wallet, listing, purchase, settlement.

Start the Checklist
Live on Meridian
Latest Listings
View all 48,000 assets →
◈ XRPL
Just listed
🃏
Trading Cards · PSA Graded
Charizard Holo Base Set 1999
Gem Mint · Grade 10 · Pop 122
$48,500
93,269 XRP
Verified NFT
XRPL Escrow Active
Acquire Now
◈ XRPL
3m ago
Horology · Unworn
Audemars Piguet Royal Oak
Ref 15500ST · Blue Dial · 41mm
$38,000
73,077 XRP
XRPL Escrow Active
◈ XRPL
7m ago
🏢
Real Estate · Fractional NYC
432 Park Avenue — 0.1%
Yield-bearing fractional position
$12,400
23,846 XRP
↑ 6.2%
XRPL Escrow Active
Acquire Now
◈ XRPL
11m ago
🎨
Fine Art · Post-Expressionism
Basquiat Original, 1982
Authenticated · 3,800 fractional shares
$380,000
730,769 XRP
XRPL Escrow Active
Acquire Shares
Tokenizing
👟
Streetwear · Deadstock
Nike SB Dunk Grateful Dead
US 10 · DS · Original Box
$680
1,308 XRP
On-chain now...
◈ XRPL
15m ago
🍷
Fine Wine · Bordeaux 2005
Pétrus 2005 — 12 Bottle Case
Château Pétrus · Cellar Provenance
$32,000
61,538 XRP
Cellar Hold
XRPL Escrow Active
Acquire Now
◈ XRPL
20m ago
💎
Gemstones · GIA Certified
3.2ct D-Flawless Diamond
GIA #6227589012 · Round Brilliant
$88,000
169,231 XRP
XRPL Escrow Active
Acquire Now
◈ XRPL
26m ago
📈
Sovereign Debt · US Treasury
T-Bill 12M — Tokenized
$1,000 minimum · Fractional entry
$1,000+
Fractional
↑ 5.24%
XRPL Escrow Active
Acquire Now
🪙 Boosted
Featured by Sellers
The Infrastructure
How Meridian works
01
IPFS · XRPL NFT
List & Immortalise
Upload documentation and provenance records. Meridian mints an XRPL NFT with your files pinned to IPFS — a permanent, tamper-proof on-chain record that exists before any transaction.
02
XRPL Escrow Object
Lock & Protect
On purchase, payment locks into XRPL's native escrow object instantly. FinishAfter and CancelAfter conditions are enforced by cryptography — not Meridian's promise, but the ledger's law. The XRP Ledger has closed over 100 million ledgers since 2012 with zero custodial risk.[XRPL.org]
03
Atomic Settlement
Confirm & Settle
Buyer confirms receipt. XRP and your ownership NFT transfer atomically in a single ledger operation — 3-5 second finality, ~$0.0002 transaction fee. Provenance updated on-chain forever.[XRPL Transaction Cost]
Source: xrpl.org
Coming to Meridian

Fractional Ownership

Learn how it works →

Own a piece of high-value assets — fine art, real estate, collectibles, classic cars. Fractional ownership on XRPL splits a single asset into tradeable shares using Multi-Purpose Tokens, each backed by the physical item and protected by native escrow.

COLLECTIBLES
Vintage Watch Collection
$25,000
1,000 shares$25 each
FINE ART
Original Artwork
$50,000
500 shares$100 each
VEHICLES
Classic Car
$120,000
2,400 shares$50 each
PROPERTY
Real Estate Unit
$300,000
10,000 shares$30 each
Low entry
Own shares of assets worth $10K-$500K+ starting from as little as $25
Liquid markets
Trade shares on XRPL's native DEX — no lock-up periods, instant settlement
Escrow-protected
Every share purchase uses the same XRPL escrow that protects full-item trades
On-chain provenance
The underlying asset is documented on IPFS with full ownership history on the ledger
ON THE ROADMAPFractional ownership is in active development. Follow progress on the roadmap
Why XRPL Escrow

Institutional-grade security,
zero counterparty risk

Traditional marketplaces hold your money in corporate accounts — if the platform goes down, your funds are at risk. Meridian never touches your payment. Every transaction uses the XRP Ledger's native escrow primitive — a cryptographic contract enforced by the consensus protocol itself, not by Meridian's servers.

When a buyer purchases an item, XRP locks into an escrow object on the ledger with two conditions: a CancelAfter date (45 days) that lets the buyer reclaim funds if something goes wrong, and a FinishAfter condition tied to delivery confirmation. The escrow settles in 3-5 seconds with a network fee of approximately $0.0002. No intermediary can redirect, freeze, or withhold the funds.

This is possible because the XRP Ledger operates on a unique federated consensus protocol — over 150 independent validators worldwide reach agreement on every transaction in under 4 seconds. The network has operated continuously since 2012, closing more than 100 million ledgers with zero downtime and zero custodial failures.

Non-custodial
Funds locked on-chain in XRPL escrow objects — Meridian cannot access, redirect, or withhold payments under any circumstances.
Cryptographic conditions
Escrow release requires cryptographic fulfillment (SHA-256 preimage) verified by the ledger, not a database flag.
Automatic protection
12-hour auto-release after delivery confirmation. If buyer is unresponsive, seller is protected. If there's a dispute, community voters decide.
Atomic settlement
Escrow release, NFT transfer, and fee payment execute as sequential on-chain transactions — all verified, all permanent.
Real-World Applications

What people trade on Meridian

Collectibles & Vintage
Rare watches, first-edition books, vinyl records
Provenance is everything. Each item is minted as an XRPL NFT with photos and documentation pinned to IPFS — a permanent, verifiable ownership history that follows the asset forever.
Electronics & Equipment
Cameras, audio gear, gaming hardware
High-value items need buyer protection. XRPL escrow holds payment until the buyer confirms the item matches the listing. No chargebacks, no payment reversals — just cryptographic certainty.
Art & Handmade Goods
Original artwork, handcrafted jewelry, custom furniture
Creators sell directly to collectors with no middleman taking 10-15%. Meridian's 0.5% platform fee means more revenue stays with the maker.
Trading Cards & Memorabilia
Sports cards, signed memorabilia, limited editions
Authentication matters. On-chain provenance plus community dispute resolution means buyers can verify legitimacy before and after purchase.
The meridian is open
Where real
becomes liquid
Free to list. 0.5% on sale only. Non-custodial, transparent, on-chain by design.
No listing fee · 0.5% on sale · XRPL escrow · 3s settlement · $0.001 network fee