HOW MERIDIAN WORKS
Every transaction is protected by blockchain escrow, every item has a permanent ownership record, and every dispute is resolved by the community — not a corporation.
FROM LISTING TO PAYMENT IN 5 STEPS
Seller Lists an Item
Upload photos, set a USD price. Meridian uploads to IPFS and mints an NFT on the XRP Ledger — a tamper-proof record of what's being sold.
Buyer Pays into Escrow
Payment doesn't go to the seller. It's locked into an escrow contract on the XRP Ledger. Neither buyer, seller, nor Meridian can touch these funds.
Seller Ships with Tracking
The seller ships the item and enters tracking. Both parties monitor the shipment in real time. Shipping speed affects seller reputation.
Delivery Confirmed → Timer Starts
Once the delivery service confirms the package arrived, the 48-hour buyer confirmation window begins. Buyer inspects the item and confirms — escrow releases payment to the seller's wallet instantly.
Both Parties Build Reputation
After every successful transaction, both parties earn reputation points. Higher reputation unlocks more listings, voting privileges, and badges.
YOUR MONEY IS SAFE ON THE BLOCKCHAIN
Meridian uses XRPL's native escrow — not a custodial wallet, not a promise, but a cryptographic contract that no one can break.
Not Our Wallet
Funds aren't held by Meridian. They're locked in an escrow object on the XRP Ledger itself. We can't run off with your money — it's physically impossible.
Time-Locked Release
Each escrow has a FinishAfter time (when funds can release to the seller) and a CancelAfter time (when the buyer can reclaim). Only a 0.5% fee is collected on-chain at release.
Fully Transparent
Every escrow is visible on the public XRPL Explorer. Anyone can verify the locked amount, the parties involved, and the release conditions.
XRPL settles transactions in 3–5 seconds with fees under $0.001. No gas wars, no failed transactions, no waiting.
XRPL DOCSDISPUTES RESOLVED BY THE COMMUNITY
No customer service tickets. No weeks of waiting. If something goes wrong, real people with real skin in the game make the call.
Negotiate
Buyer and seller try to resolve it directly. Most disputes end here with a mutual agreement.
Community Vote
If negotiation fails, a panel of vetted community members reviews evidence and votes. 60% majority needed.
Resolution
The vote determines whether escrow releases to the seller or refunds to the buyer. Executed on-chain automatically.
EARN TRUST, UNLOCK REWARDS
Connect a wallet
5+ successful transactions
20+ successful transactions
$9.99/month subscription
READY TO TRADE WITH CONFIDENCE?
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