ESCROW PROTECTION.
Your funds never touch a company wallet. They live in a cryptographic XRPL escrow until delivery is confirmed — protected by the blockchain itself. Only a 0.5% fee is collected on-chain at release.
HOW XRPL ESCROW POWERS EVERY TRADE
From listing a collectible to final payment — every step is enforced on-chain with cryptographic guarantees.
Listing Triggers NFT Mint
When you list a physical item, we mint a unique NFT on the XRP Ledger that represents it. The NFT metadata (photos, description, condition) is stored permanently on IPFS. This becomes the tamper-proof receipt for the entire trade.
Buyer Funds Create Escrow
Buyer pays in XRP (converted from USD). The funds are instantly locked into a native XRPL escrow object with two conditions: FinishAfter (seller can claim after confirmation) and CancelAfter (buyer can cancel if seller never ships).
Seller Ships with Tracking
Seller marks shipped and adds tracking. Both parties monitor the shipment in real time. The 48-hour auto-release timer does not start until the delivery service confirms the package has been delivered.
Delivery Confirmed → Timer Starts
Once the delivery service confirms the package arrived, the 48-hour buyer confirmation window begins. Buyer inspects and confirms — escrow releases XRP to the seller and the NFT transfers to the buyer atomically. If 48 hours pass with no action, the escrow auto-releases to the seller.
WHY XRPL ESCROW IS DIFFERENT
Traditional escrow services hold your money. XRPL escrow is cryptographically enforced smart contract logic that no one controls.
Zero Custodial Risk
Funds aren't held by Meridian. They're locked in an escrow object on the XRP Ledger itself. We can't run off with your money — it's physically impossible.
Cryptographic Timers
Each escrow has a FinishAfter time (when funds can release to the seller) and a CancelAfter time (when the buyer can reclaim). Only a 0.5% fee is collected on-chain at release.
Fully Transparent
Every escrow is visible on the public XRPL Explorer. Anyone can verify the locked amount, the parties involved, and the release conditions.
XRPL settles transactions in 3–5 seconds with fees under $0.001. No gas wars, no failed transactions, no waiting.
XRPL DOCSWHEN THINGS GO WRONG, THE BLOCKCHAIN DECIDES
If a dispute is raised, the escrow stays locked until the community votes — then the blockchain executes the result automatically. View active disputes
Negotiate
Buyer and seller try to resolve it directly. Most disputes end here with a mutual agreement.
Community Vote
If negotiation fails, a panel of vetted community members reviews evidence and votes. 60% majority needed.
Resolution
The vote determines whether escrow releases to the seller or refunds to the buyer. Executed on-chain automatically.
REAL PROTECTION FOR REAL COLLECTIBLES
Buy and sell physical items with blockchain-grade security. No middlemen, no chargebacks, no trust needed.