WHY SWITCH

MERIDIAN vs. THE REST

Other XRPL marketplaces move tokens. Meridian moves trust. Every transaction is escrow-protected, NFT-verified, and dispute-ready from day one.

100%

Escrow Protection

of transactions secured

0.5%

Platform Fee

lowest in ecosystem

~4s

Settlement Time

XRPL confirmation

48h

Dispute Resolution

negotiation window

FEATURE

MERIDIAN

OTHERS

Escrow Protection

Funds held in smart escrow until buyer confirms delivery

On-Chain NFT Receipts

Every transaction creates a verifiable NFT on the XRP Ledger

Community Dispute Resolution

Decentralized panel voting with MPT incentives

Crypto-Native Payments

Pay with XRP — no banks, no chargebacks, near-instant settlement

IPFS-Backed Metadata

Listing photos and metadata stored on IPFS for permanence

Multi-Wallet Support

Xaman, Crossmark, GemWallet, Joey — connect however you prefer

Seller Reputation System

On-chain verified transaction history and community reviews

Non-Custodial

Platform never holds your funds — escrow is on-chain

Physical + Digital Goods

Trade real-world items and digital assets in one marketplace

0.5% Platform Fee

Lowest fee in the XRPL ecosystem — collected transparently on-chain

BY THE NUMBERS

Metric	Meridian	eBay	OpenSea
Platform Fee	0.5%	12.9% + $0.30	2.5%
Settlement Time	3-5 seconds	2-5 business days	15-30 seconds
Transaction Cost	~$0.0002	Free (built into fee)	$5-50+ gas
Escrow Protection	Native XRPL escrow	PayPal/managed payments	None
Custody Model	Non-custodial	Custodial	Non-custodial
Physical Goods	Yes (primary focus)	Yes	No
NFT Provenance	Every item	No	Digital only
Dispute Resolution	Community voting	Internal team	Limited support
Chargeback Risk	None (blockchain finality)	High (PayPal/card)	None

XRPL data sourced from xrpl.org · eBay fees as of March 2026 · OpenSea fees as of March 2026

CORE ADVANTAGES

Every purchase is protected by XRPL native escrow. Funds only release when the buyer confirms delivery or after the auto-release window.

Each listing mints an XLS-20 NFT with IPFS metadata. Ownership transfers atomically with payment — no trust required.

No single admin decides outcomes. Community panel voting with escalating rounds (7 → 15 → 25 voters) ensures fair resolution.

Meridian never holds your XRP. Escrow, NFTs, and payments live on the XRP Ledger — transparent, auditable, trustless.

READY TO TRADE WITH TRUST?

Join Meridian and experience the most secure marketplace on the XRP Ledger.

XRPL ESCROW · IPFS · NON-CUSTODIAL